You qualify for the severe hardship (minimum) rate if this describes you:
>> I frequently stress about basic needs and don’t always achieve them.
>> Paying the middle cost would severely impact my ability to feed my kids, pay rent, and access healthcare.
You qualify for the moderate hardship (partial) rate if this describes you:
>> I stress about meeting basic needs but still regularly achieve them.
>> Paying full price would notably impact my ability to feed my kids, pay rent, and access healthcare.
You will want to pay the full cost if this describes you:
>> I can comfortably meet all my basic needs.
>> Paying full price would not noticeably impact my ability to feed my kids, pay rent, or cover our medical expenses.